Debt investment

With debt investment, you loan money towards the funding of a project and a charge on the assets is held on your behalf. In return for lending the money, you become a creditor and receive a loan note or bond stating that the principal and interest on the debt will be repaid. The fixed target returns offered on debt will vary depending on the loan-to-value (LTV).

Key Features

  • Investments are primarily asset-backed with either debentures, security deeds with 1st charge or corporate guarantees
  • Fixed term investment
  • Interest and growth opportunities
  • Defined return and exit strategy

Equity investment

When you make an equity investment, you become a shareholder in the ownership of a company. Equity investor returns are not capped but can increase or decrease depending on the performance of the company. There is no fixed term for this type of investment.

   

Key Features

  • Own a share in the business
  • Variable returns based on company performance
  • Often seen as higher risk/higher potential return investments

Get started

It is simple to begin investing via DP Crowd. If you'd like to register straight away, click "Open an account" below. Alternatively, click "Learn more about IFISA" if you would like further information on tax free investment.