The DP Crowd Innovative Finance ISA

The DP Crowd Innovative Finance ISA (IFISA) allows savers to invest in our crowdfunded bonds and have the potential to receive tax free returns.

Expected returns from the DP Crowd IFISA 

Returns from the DP Crowd IFISA vary from bond to bond but are expected to be between 6-8%. However, you should note that crowdfunded bonds come with a higher than average risk profile and your investment is not protected by the Financial Services Compensation Scheme. 

Transferring your existing ISA

Money invested in existing Cash, Stocks & Shares and Innovative Finance ISAs can be transferred into the DP Crowd IFISA without losing the ISA ‘wrapper’. Transfers of existing ISAs do not count as part of your annual ISA allowance.     

How much you can invest 

Every UK resident over the age of 18 has an annual ISA allowance of £20,000 all of which can be invested in an IFISA. 

Tax benefits of ISAs

Income earned and gains made within an ISA are free from UK tax. For someone paying UK Income Tax at 45% this means a saving of £450 for every £1,000 interest earned.